Financial Aid

Paying for College

Funding your Montana Tech education is a major financial commitment for you and perhaps for your family as well. 我们将与您合作，使您的道路成功的未来负担得起, through grants, loans, 学生在校就业情况, and scholarships.  大约90%的第一次入学的学生获得某种形式的经济援助.

如果您有问题，请联系财务援助在406-496-4223或financialaid@emozioniantiche.com.  We'll be happy to help. 

Apply for Financial Aid.
Scholarships

我们向每届首次入读的本科生奖励大约100万美元.

在此申请奖学金.
Cost of Attendance

Cost of Attendance (COA) is an estimate of what it costs the average student to attend Montana Tech.

Calculate your COA.
Forms and Directions

如果你申请了经济援助，并被选中进行验证, 查看并填写所有必要的文件，以获得您的援助.

Complete your documents.
财政援助程序和额外资源

如何申请和时间表

Step 1:  申请菲律宾十大彩票平台大学的入学.

Step 2:  Fill out the 免费申请联邦学生资助(FAFSA)在线.  2024 - 2025学年的申请现已开始接受.

  • 菲律宾十大彩票平台学院的学校代码是002531.
  • The priority deadline for applying for financial aid at Montana Tech is March 1st for the following academic year.  我们将在整个学年继续处理援助.

Step 3: We will contact you via email or postal mail to ask for additional verification information if necessary.  关于验证需要哪些信息的解释也可在 Forms page. 教育自己作为经济援助借款人的责任也很重要. Please use our 理财教育网页 学习如何成为一个负责任的借款人.

Step 4:  We will notify you via email and postcard mailed to your mailing address that you provided the school of your financial aid offer.  预计5月中旬会有通知.

  1. Log into MyMTech
  2. Choose Student & OrediggerWeb下的财政援助
  3. Choose Financial Aid

在主页上，您将看到所有未完成的要求.

  1. Log into MyMTech
  2. Choose Student & OrediggerWeb下的财政援助
  3. Choose Financial Aid
  4. 你可以在主页上找到一些问题
  5. Click Award Offer - This page will provide your estimated Cost of Attendance and the financial aid that has been offered to you.
  6. 在对你的经济援助基金做出决定后，点击提交按钮.
  7. 然后会出现接受经济援助的条款和条件. 您可以阅读并提交您对条款和条件的确认. 如果需要，可以在Notifications选项卡上查看这些内容，以备将来参考.

如果你已经接受了联邦直接贷款, 你是菲律宾十大彩票平台大学的第一次借款者吗, and you need to borrow, 你必须完成在线入学咨询. Please be aware, if not completed, 你的联邦补贴和/或无补贴直接贷款将不会发放.

Students can elect to complete the Annual Student Loan Acknowledgement for Federal Student Loans at http://studentaid.gov/asla/. This is currently not a requirement to receive federal student loans but can help you track how much you are borrowing as you proceed through school.

If you are graduating, transferring, or will not be attending Montana Tech and have borrowed Direct Loans you MUST complete the On-Line Exit Counseling.

如果你想要更多关于联邦学生贷款的咨询或信息, 请联系财政援助(406)496-4223或通过电子邮件到 financialaid@emozioniantiche.com 安排预约.

如果你已经接受了联邦直接贷款, 你是菲律宾十大彩票平台大学的第一次借款者吗, and you need to borrow, 你需要签一张主本票.

The Master Promissory Note (MPN) is a legal document that when signed is a promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. 此外，它还解释了您的贷款条款和条件。.

You may receive more than one loan under an MPN over a period of up to 10 years to pay for your or your child’s education costs at Montana Tech. 每种类型的贷款都有不同的mpn.

如果你想要更多关于联邦学生贷款的咨询或信息, 请联系财政援助(406)496-4223或通过电子邮件到 financialaid@emozioniantiche.com 安排预约.

Dependent Students

如果你的父母对直接PLUS贷款感兴趣, 申请贷款的家长必须遵循以下步骤:
  1. Go to studentaid.gov 以取得“直接加”贷款的资料，并按 使用在线申请申请家长PLUS贷款 to apply.
  2. 家长将使用他们的FSA ID登录.
  3. 单击“登录到开始”按钮.
  4. 如果贷款被批准并且家长希望继续使用PLUS贷款, the master promissory note for the Federal Direct PLUS Loan for Parents must be completed at the same site.
  5. If credit is denied, 家长可以找到贷款的背书人，或者学生可以联系财政援助 financialaid@emozioniantiche.com or 406-496-4223 to discuss additional Direct Unsubsidized Loan options; or the family may want to explore alternative/private loan options on FASTChoice.

Private Loans

什么是私人学生贷款?

私人学生贷款是通过贷款机构获得的 not 联邦学生贷款项目的一部分.  在大多数情况下，联邦学生贷款的条款和条件是 more favorable 私人贷款的条款和条件.  Care should be taken when choosing to use private loans to assist in paying for higher education.  重要的是要记住，任何形式的学生贷款最终都必须偿还.

Students may seek a private loan to cover expenses not covered by their federal student loan eligibility but they cannot receive more than their cost of attendance minus any other assistance they are receiving to help with college related costs. Application for private loans is initiated by the student through a lending institution of their choice.

联邦贷款和私人贷款有什么区别?

联邦贷款由政府发放，条款和条件由法律规定. 私人贷款是由银行和信用合作社等组织发放的. 贷款人为私人贷款设定条款和条件. 显示主要差异的图表可在 http://studentaid.ed.gov/sa/types/loans/federal-vs-private.

How do I find a lender?

菲律宾十大彩票平台学院与大湖高等教育公司合作，为您提供 FASTChoice. FASTChoice is a tool which will help you compare the loan products that our students have used historically.

*Please note that students have the right to choose any lender that offers a private student loan. It does not have to be a lender listed in FASTChoice or one that has been used historically at our school.

申请私人贷款的程序是什么?

Montana Tech recommends that you first exhaust all Federal Subsidized and Unsubsidized loan options at your disposal before choosing private loans as an option. 一旦你决定私人贷款是必要的, you should then research the loan terms offered by lending institutions to determine if you are comfortable with them.  一旦您选择了贷方，申请的步骤如下:

  1. 在贷款人的网站上完成贷款申请.  除非你有良好的个人信用, 最有可能需要一个信誉良好的共同签署人(父母, spouse, grandparent, 其他近亲)担保你的贷款申请. Co-signers are responsible for repaying the loan should the student fail to make timely payments.
  2. 申请通过信用分析.
  3. 申请发送到学校进行认证.
  4. 菲律宾十大彩票平台学院将证明所要求的贷款金额符合联邦指导方针.
  5. 学生自行证明贷款使用 民办教育贷款自我认证 form.
  6. 一旦贷款人从学生那里收到自我证明表格, the lender must wait the mandatory number of days before they release the funds to the school to give the borrower time to decide if they want to cancel the loan.
  7. 资金到达菲律宾十大彩票平台大学，并被张贴到您的商务办公室账户. 如果资金产生信用余额, 以你方为付款人的支票将由商务办公室签发.

如果你有一个艰难的时间浏览我的MTech, your campus email, 通过我们的在线资源注册或经济援助, check out our handy guide. 

Federal statute requires a recalculation of aid eligibility when a recipient of financial aid withdraws from 菲律宾十大彩票平台大学.

 

了解更多关于标题IV政策的回归»

Types of Financial Aid

The following is information concerning federal financial and state aid you may have been awarded.

了解不同类型的援助.
Student Employment

Montana Tech offers work opportunities designed to help offset the cost of education while providing students with valuable work experience.

Work on campus.
Work-Study

找工作，申请勤工俭学，找一个灵活的工作时间.

Work for campus.
特殊或不寻常情况

Eligibility for financial aid for the 2023-2024 academic year is based on the 2021 tax year which may not be indicative of a family’s continuing ability to pay for a student’s education. To remedy this, the school’s financial aid administrator is authorized to evaluate special or unusual circumstances on a case-by-case basis with adequate documentation. Please review the 特殊或异常情况表格 看看你是否有资格参加这次审查. 如果你没有看到你的情况的表格, 请联系财政援助(406)496-4223或通过电子邮件 financialaid@emozioniantiche.com.

Additional Resources
保持你的信息与时俱进

如果我们联系不到你，你可能会失去接受经济援助的机会. 如果您的电子邮件地址有任何变化，请务必通知招生服务部门, mailing address, and/or telephone number. 请致电406-496-4256或enrollment@mtech与我们联系.做出这些改变.

Email us.
检查你借了多少钱

If you have borrowed a Federal Student Loan or if you are unsure if you have borrowed a Federal Student Loan, 请访问联邦学生援助网站. 自信地处理助学贷款的偿还过程:付款, change repayment plans, explore options, and get help.

看看你借了多少钱.
FAFSA Resources

We encourage you to explore the many resources related to the 2024–25 Free Application for Federal Student Aid (FAFSA®) form including help articles, videos, infographics, and more.

此外，请查看联邦学生援助YouTube频道:YouTube.com/@FederalStudentAid.

View FAFSA resources.
Connect with us.

我们可以回答您的问题并帮助您开始.

Financial Aid Office
Phone: (406) 496-4223
Fax: 406-496-4705
学生成功中心，3室.126
Send an email.